Dynamic Loan Calculator
Estimate includes principal and interest. Actual rate determined by credit profile.
Start Simple ApplicationLive Rate Tables
| Account Type | Current APY* |
|---|---|
| Basic Checking | 0.05% |
| Core Savings | 1.25% |
| 12-Month Share Cert. | 4.50% |
| 24-Month Share Cert. | 4.75% |
Contact & Location
Operating Hours
Requirements to Join
Eligibility
You must live, work, worship, or go to school in Pike, Walthall, or Amite County.
Minimum Deposit
You need an opening minimum account deposit of $50.
Loan Restriction
You must be a member for 30 days before applying for a loan.
General Loan Requirements
Proof of income is required for loans, plus a vehicle buyer's order if you are applying for a vehicle loan.
The Loan Process
The Loan Process with First Unity Federal Credit Union covers the following requirements:
30-Day Membership Rule
You must hold an active membership with the credit union for at least 30 days before you are eligible to submit a loan application.
Income Verification
Verifiable proof of income (such as your regular employment check stubs) must be provided along with your completed application.
Vehicle Loans
If you are seeking financing for an auto or vehicle loan, you are required to bring a formal buyer's order from the dealership or seller.